Income

Student Income

Student income is any specific income paid for attending school or training. It includes educational:

  • College work study
  • Veteran's benefits

Meant for use at a(n):

  • Institution of post-secondary education (including correspondence school)
  • School for the physically or mentally disabled (at any level)
  • High school or program that provides for the completion of a secondary school diploma or the equivalent (including correspondence school)
  • Vocational education program.

Reminder: The income regulations in this section apply to all student income received by an eligible household member, regardless of whether that member is considered a “student” or a “nonstudent” (such as a disabled person, high school student, or 17-year-old college student) for CalFresh purposes.

Income Exclusions

Effective March 1, 2026, Assembly Bill (AB) 42 exempts any grant, award, scholarship, loan, and/or fellowship awarded for the purpose of attending a higher education institution from consideration as income for CalFresh. 

Important: This exemption does not apply to cash payments made directly by friends or relatives for this purpose, which will continue to be counted as income. 

EXEMPT STUDENT INCOME

ADDITIONAL INFORMATION OR RESTRICTIONS
Payments or reimbursements entirely or partially funded by Title IV of the Higher Education Act (PL 102-325)

Includes the following:

  • Pell Grants
  • California State Scholarship (CAL Grant A)
  • California Opportunity Grant (CAL Grant B)
  • Occupational Educational and Training Grant (CAL Grant C)
  • Federal Supplemental Educational Opportunity Grant (SEOG)
  • Perkins Loan, National Direct Student Loans (NDSL)
  • Federal Direct Loan Demonstration Program
  • Family Education Loans:
    • Stafford Loan
    • Supplemental Loans to Students (SLS)
    • PLUS Loan
    • Consolidation Loan
  • Grants to Students in Attendance at Institutions of Higher Education
  • Model Program Community Partnership and Counseling Grants
  • California Guaranteed Student Loans (CGSL)
  • California Loans to Assist Students (CLASS)
  • Federal Parent Loans for Student Program (PLUS)
  • Federally insured student loan program
  • Income Contingent Direct Loan Demonstration Program
  • Educational grants to any post-secondary student when awarded on the basis of the student's need.

Payments or reimbursements completely or partially funded by Title IV of the Higher Education Act (PL 102-325) (Cont.)

 

Early Outreach and Student Services Programs:

  • Trio Program
  • Talent Search
  • Upward Bound
  • Student Support Services (Special Services)
  • Ronald E. McNair Postbaccalaureate Achievement Program
  • National Early Intervention Scholarship and Partnership Program
  • Presidential Access Scholarship
  • National Student Savings Demonstration Project
  • Technical Assistance for Teachers and Counselors
  • State Student Incentive Grant (SSIG)
  • High School Equivalency Program (HEP)
  • Robert C. Byrd Honors Scholarship Program.
  • Special Programs for Students Whose Families are Engaged in Migrant and Seasonal Farmwork, including the College Assistant Migrant Program (CAMP)
  • Special Child Care Services for Disadvantaged Students.
  • Upward Bound
  • Paul Douglas Teacher Scholarship Program
  • Special Child Care for the Disadvantaged.

Bureau of Indian Affairs (BIA) Student Assistance (PL 102-325) Title XIII Payments

Includes payments received through the following:

  • Indian Higher Education Programs
  • Tribal Development Student Assistance Revolving Loan Program (Tribal Development Student Assistance Act).
Carl D. Perkins Vocational and Applied Technology Education Act Amendments of 1990 (20 U.S.C. 2301-2466d)  
Fee Waivers Including the California College Promise Grant (CCPG), formerly the Board of Governors Grant (BOGG) fee waiver. 

Student loans and grants excluded from the CalWORKs Program

  • Grants administered by the Federal Secretary of Education
  • Loans or Grants Administered by:
    • The community college extended opportunity services;
    • The California Student Aid Commission; or
    • A college accredited by the Western Association of Schools and Colleges
  • Awards and scholarships for dependent children based on the child's academic or extracurricular activity
  • Needs-based grants for undergraduate students
  • Grants whose proceeds are not available to the student to meet current needs
  • Any other loans which have a written agreement specifying the obligation to repay and a repayment plan
  • Any other educational assistance when it is used for allowable educational expenses
  • Servicemen's Readjustment Act of 1944 (Galvanized Iron [G.I.]} and other Veterans Administration (VA) educational, vocational, training, and rehabilitation benefits if the monies are used to meet educational expenses
  • AmeriCorps program living allowance for housing, meals, member uniforms (referred to as a stipend), limited medical benefits, educational awards, and childcare benefits
  • All payments received by members of AmeriCorps State and National and AmeriCorps National Civilian Community Corps (NCC)
  • Californians for All College Corps volunteer program stipends and educational awards
  • AmeriCorps Volunteers in Service to America (VISTA)-Stipends and Educational Awards if the household was receiving PA or CalFresh at the time they became members of VISTA.

Reimbursements or allowances

When issued for educational expenses specifically earmarked by the grantor, such as travel or books, refer to Exempt Income [63-502.2] for more reimbursement information.
Work Study Income All earned income is from federal and state work study programs. 

Veteran's Educational Benefits

Galvanized Iron [G.I.] Bill and other Veteran's Administration (VA)educational, vocational, training, and rehabilitation benefits are exempt from consideration as income only if the monies are used to meet educational expenses.

  • Housing allowance and subsistence payments, portions of VA educational, vocational, training, and rehabilitation benefits, and programs are countable as income for CalFresh households.

  • Other types of VA benefits, such as disability or retirement payments, are countable as unearned income. 

Earnings

Please refer to the chart below to decide whether to count or exempt student earnings.

STUDENT EARNINGS

COUNT AS INCOME (Allow the 20% earned income deduction)

EXEMPT

Earnings of a post-secondary (post-high) school student (except Title IV work study).

Earnings of a child under age 18 who:

  • Lives away from home (parents) and is not under “parental control”, or
  • Is not enrolled in elementary or secondary (high) school or
  • Attends elementary or secondary (high) school less than half-time.

EXAMPLEEXAMPLE

A 17-year-old attends De Anza College part-time, works part-time at Macy's, and lives at home. Count the full amount of the college student's earnings in the CalFresh budget after allowing the 20% earned income deduction.

 

Title IV work study earnings and other jobs.

All earnings of a student under age 18 who is both:

  • Under parental control (a child in the case) and
  • Attending elementary or secondary (high) school at least half-time.

ExampleExample

A 17-year-old attends San Jose High School and works part-time at Pizza Hut. The student's earnings are exempt until one of the following occurs.

The student:

  • Turns 18, or
  • Moves out of their parent's home or
  • Attends school less than half-time, or
  • Graduates from high school.

Students Under Age 18

Loans, Grants, Scholarships, etc.

Subtract exempt expenses and count the remainder as income to the household. This income is treated the same for all students, regardless of the student's age. Refer to Exemptions [63-507(a)(6)] for further information.

Third-Party Payments

Student income provided to a third party to meet the household's living expenses shall be treated as money payable directly to the household and not considered a vendor payment. Living expenses may include, but are not limited to:

  • Rent
  • Mortgage
  • Personal clothing
  • Food eaten at home.

Income Paid Directly to the School

Regardless of whether funds go directly to the institution or to the recipient, all educational grants, awards, scholarships, loans, and fellowships for higher education are excluded as income for CalFresh, regardless of their funding source. This includes non-need-based educational assistance.

Countable Income

Any VA student income, after exclusions, must be averaged over the period for which it was provided. Refer to the Veteran's Educational Benefits section.

New applicants who are members of the AmeriCorps VISTA program and were not receiving public assistance or CalFresh when they joined VISTA will have any payments received from the program counted as earned income.

Reminder: Under Semi-Annual Reporting (SAR), CalFresh benefits are determined using prospective budgeting and reasonably anticipated income. Prospective budgeting requires that the county determine CalFresh eligibility based on a household’s reasonably anticipated circumstances. Reasonably anticipated income is any income the household can reasonably anticipate receiving over the length of the certification period.

Verification

When needed, Income verification must include all of the following:

  • Amount
  • Source
  • Period the income is meant to cover.

Important: Verification of excluded income is not required for CalFresh unless it is questionable.

Work Study [63-502.2(q) (1) (A)]

Federal Title IV and Non-Federal Title IV

Federal Title IV and Non-Federal Title IV work-study income are totally exempt.

Work Study income is paid monthly based on the student's hours worked and is separate from loans and grants.

Work-study program grants may be handled differently from other student income since the student's work hours and monthly payments may vary. The student will receive the full grant only if the required hours are worked.