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Stepparent Budgeting Examples
Important: Current Income Disregard and MAP values must be used in calculations. Income Disregard and MAP values in these examples may not reflect current values.
Situation #1
Married couple, each parent has a separate child, no common children. Continuing CalWORKs for the mother and her child. Mother has no income, other than CalWORKs. Stepfather employed, earns $800 per month. This is an "Employable" AU of 2 and a non-AU of 2 (a "family" of 4). The budget computationcomputation shows:
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Gross income of stepparent Less $112 Income Disregard Equals Net Earned Income Less 50% Earned Income Disregard Net Nonexempt Earned Income Total Nonexempt Income
MAP for 4 Less Total Nonexempt Income Potential Grant
MAP for 2 (AU MAP) Grant Amount (Lesser of Potential Grant and MAP for 2) |
$800 -112 $688 $344 $344 $344
$762 -344 $418
$490 $418 |
Situation #2
Married couple, mother has two separate children, and there is one common child with no deprivation. Mother has no income other than CalWORKs. Stepfather employed, earns $625 per month. He also receives $500 in TWC. This is an "Employable" AU of 3 and non-AU of 2 (a "family of 5). The budget computationcomputation shows.
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Disability-based income of stepparent Less $225 Income Disregard Net Disability-based Income Gross income of stepparent Less any remaining $225 Income Disregard Net Earned Income Less 50% Earned Income Disregard Net Nonexempt Earned Income Plus any remaining disability-based income Total Nonexempt income
MAP for 5 Less Total Nonexempt Income Potential Grant
MAP for 3 (AU MAP) Grant Amount (Lesser of Potential Grant and MAP for 3) |
$500 -225 $275 $625 -0 $625 $312.50 $312.50 +$275 $587
$866 -587 $279
$638 $279 |
Situation #3
Married couple, mother has two separate children and is pregnant with stepfather's child. Stepfather has one separate child. Mother has no income other than CalWORKs. Stepfather employed, earns $1,399 per month. He pays $100 in child support. The stepfather’s separate child receives $300 monthly in child support from the absent mother. This is an “Employable” AU of 3, non-AU of 2 and “family” of 5. The budget computationcomputation shows:
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Gross Earned Income Less $112 Income Disregard Equals Net Earned Income Less 50% Earned Income Disregard Net Nonexempt Income
MAP for 5 (plus Special Needs) Less Total Nonexempt Income Potential Grant
MAP for 3 plus Special Needs Grant Amount (Lesser Potential Grant and MAP plus Special Needs for AU) |
$1399 -112 $1287 -643.50 $643
$866 -643 $223
$685 $223 |
Note: A deduction is not allowed for the court-ordered child support payment. The income of the separate child is not counted as income to the AU nor as income to the "family".
Situation #4
Married couple, mother has five separate children, and there is one common child with no deprivation. Mother is not in the AU as she was sanctioned by Employment Services. The stepfather is employed and earns $900 per month. He pays $100 monthly in child support. The mother is also employed. She earns $600 per month. She pays $40 monthly for after-school care for each of her children who is in the AU. This is an "Employable" AU of 5, a non-AU of 2 and a "family" of 8. The needs of the mother cannot be met as either an AU or non-AU member, as she is excluded from these units due to a Employment Services sanction. The budget computationcomputation shows:
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Gross Earned Income of both parent and stepparent Less $112 Income Disregard Equals Net Earned Income Less 50% Earned Income Disregard Total Nonexempt Income
MAP for 7 Less Total Nonexempt Income Potential Grant
MAP for 5 (AU MAP) Grant Amount (Lesser of Potential Grant and AU MAP) |
$1500 -112 $1388 -694 $694
$1069 -694 $375
$866 $375 |
Note: A deduction is not allowed for the child support payment or the child care payment.
Situation #5
Married couple, mother has five separate children and there is one common child. The mother and her children are on CalWORKs. Mother is disabled and receives $600 per month from State Disability Insurance (SDI). The stepfather is employed, earns $1,000 per month. This is an "Unemployable" AU of 6, a non-AU of 2 and a "family" of 8. The budget computationcomputation shows:
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Disability-based income of mother Less $225 Income Disregard Net Disability-based Income Gross income of stepparent Less any remaining $225 Income Disregard Equals Net Earned Income Less 50% Earned Income Disregard Net Nonexempt Earned Income Plus any remaining Disability-based income Total Nonexempt Income
MAP for 8 Less Total Nonexempt Income Potential Grant
MAP for 6 (AU MAP) Grant Amount (Lesser of Potential Grant and AU MAP) |
$600 -225 $375 $1000 -$0 $1000 $500 $500 +$375 $875
$1164 -875 $289
$972 $289 |
Situation #6
Married couple, mother has two separate children, and there are two common children with no deprivation. The mother receives $450 per month in Unemployment Insurance. The stepfather is employed and earns $850 per month. He pays all the rent and utilities directly to the providers. Regardless of the individual family arrangements (i.e. who pays which bill, etc.) we only count the stepparent’s income as determined by the formula. There is no income in-kind. This is an “Employable” AU of 3, a non-AU of 3 and a “family” of 6. The budget computationcomputation shows:
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Gross income of stepparent Less $112 Income Disregard Equals Net Earned Income Less 50% Earned Income Disregard Net Nonexempt Earned Income Plus Unearned Income Total Nonexempt Income
MAP for 6 Less Total Nonexempt Income Potential Grant
MAP for 3 (AU MAP) Grant Amount (Lesser of Potential Grant and AU MAP) |
$850 -112 $738 -369 $369 $450 $819
$972 -$819 $153
$638 $153 |
Situation #7
Applicant applies for herself and her two children. Also living in the home is the stepparent and his separate child. The stepparent earns $800 per month from employment. The mother receives $300 per month in SDI. This is an “Unemployable” AU of 3, a non-AU of 2 and a “family” of 5. The applicant eligibilityeligibility shows:
APPLICANT GROSS INCOME TESTEarned Income Less $90 Earned Income Disregard Equals Plus Disability-based Income Total Net Nonexempt Income MBSAC for 5
Family passes "Applicant" Test. The "Recipient" Test is then determined. RECIPIENT NET INCOME TEST AND BUDGET COMPUTATIONDisability-based Income Less $225 Income Disregard Net disability-based income Gross Earned Income Less 50% Earned Income Disregard Net Nonexempt Earned Income Plus remaining disability-based income Total Nonexempt income
MAP for 5 (UNEMPLOYABLE AU MAP) Less Net Income Potential Grant
MAP for 3 (UNEMPLOYABLE AU MAP) Grant Amount (Lesser of Potential Grant and MAP for 3) |
$800 -90 $710 +300 $1010 $1341
$300 -225 $75 $800 -400 $400 +75 $475
$966 -475 $491
$714 $491 |
Situation #8
The AU (Assistance Unit) consists of five members (mom, her three children, and a RDP/Same-sex spouse). The mom has earned income of $200/month. The RDP/same-sex spouse has earned income of $475/month and chooses to be included in the AU. Click herehere for example.
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Total Earned Income for the family ($200 + $475) Less $112 Income Disregard Equals Net Earned Income Less 50% Earned Income Disregard Net Nonexempt Earned Income
MAP for 5 (Non-Exempt) Less Total Nonexempt Income Potential Grant |
$675 -112 $563 -$281.50 $281
$866 -281 $585 |
Situation #9
The AU consists of five members (mom, her three children, and a RDP/Same-sex spouse). The mom has earned income of $200/month. The RDP/same-sex spouse has earned income of $475/month and chooses NOT to be included in the AU. Click herehere for example.
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Total Earned Income for the family ($200 + $475) Less $112 Income Disregard Equals Net Earned Income Less 50% Earned Income Disregard Net Nonexempt Earned Income
MAP for 5 (Non-Exempt AU) Less Total Nonexempt Income Potential Grant
MAP for 4 (Non-Exempt AU) Actual Grant Amount (Lesser of potential grant amount or AU MAP) |
$675 -112 $563 -$281.50 $281
$866 -281 $585
$762 $585 |
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