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Medi-Cal Access Program
The Medi-Cal Access Program (MCAP) provides health care coverage to uninsured pregnant women and their newborns who have income between 213% - 322% FPL. There is no specific application for MCAP; any application that can be used to determine MC eligibility is sufficient to determine MCAP eligibility.
MCAP is determined by CalHEERS, if a client's income increases or decreases out of the MCAP eligibility range, they will be evaluated for other healthcare programs, or may be referred to the CalSAWS ERD if there is no current CalSAWS MC case for the client.
Processing MCAP Applications
Follow the procedures below for processing MCAP applications:
To apply for MCAP, a client can submit the SSApp, call and complete the application over the phone, go online to MyBCW or go directly to www.coveredca.com.
If... |
Then... |
The application is incomplete (does not include all information required to process the application for eligibility and enroll the client), |
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The application is complete (includes all information required to process the application for eligibility and enroll the client), |
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Income verification submitted is last year’s income tax records, |
It may be used if the client states that his/her income remains the same; otherwise, request more recent information. |
Updated information is not available, |
Document in the case file, but do not take any negative action or deny the application. |
Updated information reflects an increase in the eligible pregnant woman’s income during her pregnancy or postpartum period, or a change in family status which would otherwise give the woman a SOC MC, |
Do not take any negative action. The applicant is protected under Continued Eligibility (CE). The information may be compared against future income information obtained as part of the redetermination. |
Updated information reflects a decrease in income from that shown on the previous year’s tax return, |
No immediate action needs to be taken to calculate the woman’s income eligibility, as she already has no SOC. |
The MCAP application is received incomplete, |
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The applicant is found ineligible for no SOC MC due to excess income, |
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Continuing EWs are to follow the same procedures if any of the above forms are received on an active MC case.
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